I had a good weekend, up until 3:30AM Sunday morning when the phone rang. Hearts in our throats, David got up to answer it. It's very unnerving to be woken up out of a dead sleep, clawing out of that dreamland state to consciousness - to that spot where you aren't sure if you still are sleeping or if you are actually awake. Once you realize that you definitely are awake, many thoughts assault you...is Mike OK? Is it the police calling to tell you that you need to go to the hospital or that he's dead? GOD FORBID! Or that something terrible has happened to your in-laws, nieces, nephews, brothers, sisters? No, nothing that bad happened last night. But it wasn't a wrong number either, which one hopes it is at 3:30AM.
Western Union was calling. To ask if we had a particular card because there was a suspicious transaction about to occur or had already occurred.
Someone overseas has my credit card information. My DH doesn't know that I have this card so he told the person on the other end that he didn't have that card. He came to bed, and me..realizing that I didn't lose someone dear to my heart, sorta fell back to sleep. He told me what happened and said we will have to watch the transactions on our credit card. I sorta remembered what he said but sorta didn't. It didn't dawn on me until the next morning (get the pun?) that the card that was compromised was MINE.
A quick call to the card company at 8:00 AM confirmed my fears. There were 2 transactions that happened around 3AM...one to a music download site and the other to a place where for 39.99 you can get all sort of legal, police and other records. THAT'S the site that scares me the most. The credit card company cancelled my card. But now, I must contact the other credit card companies about our other cards and I need to call the credit reporting agencies too to issue a fraud alert and make sure that there hasn't been any suspicious things going on with our personal and financial information. Plus, I must contact the bank to ensure that our money can't be spirited away.
Oh, and the credit card company is now investigating cause it's truly a case of credit card fraud.
Honestly, I am frightened.
But thanks for reading, cause it helps me to write about it.
If you are a praying person, please send up one for me. I can use all of them right now....